Closing Cost Estimator


North Carolina closing costs

Closing Costs » United States » North Carolina Closing Costs

Loan amount: $200,000

North Carolina closing costs

Average origination fees charged by lenders $1,887
Average third-party fees $714
Average origination plus third-party fees $2,602
Itemized fee averages
Below, you will find the averages for fees charged by lenders and third parties. If you add them up, they will not equal the averages listed above. Why not? Because each lender charges some of the fees listed below, but not all of them. For example, some lenders charge an application fee, but others don’t. If your lender charges an application fee, this chart lets you compare it to the average. But, because not every lender charges every fee, adding up all these fees doesn’t result in the overall average.
Origination fees charged by the lender
Origination points (not discount points) $857
Application $343
Document preparation $68
Broker, originator or lender $1,061
Processing $495
Tax service $72
Underwriting $200
Wire transfer $25
Third-party fees
Appraisal $419
Attorney, closing or settlement $637
Credit report $17
Flood certification $9
Employment verification $15
Inspections (pest, etc.) $125
Postage/courier $55
Survey $545 surveyed up to 10 lenders in each state in June 2014 and obtained online good faith estimates for a $200,000 mortgage to buy a single-family home with a 20 percent down payment in the state’s largest city. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and credit reports. The survey excludes title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items.

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Contact Info

Julie Martin

J Bella Realty
317 Magnolia Avenue
Charlotte, NC 28203
Cell: 404- 281-1755